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Archive for May, 2002

Collector License

May 29th, 2002 No comments

Collector License
Collector License
Collection agency not registered to do business?

I am being sued by a junk debt collector. I discovered that they no longer have a certificate to do business in my state (although they have a collection agency license). One of the qualifications for getting a license is a certificate, but I discovered that they withdrew their certificate six months after they got the license. Renewing your license requires this same certificate. Are they still eligible to file a law suit?

Sure they can sue you. If you don’t like the fact that they don’t have a certificate, you could complain to the BBB, but I don’t think this would have any impact on you not paying your debts.




















John Deere Collector License Plate, 2 tractors


John Deere Collector License Plate, 2 tractors


$4.00



NFL Oakland Raiders Collector's License Plate, 12, Black


NFL Oakland Raiders Collector’s License Plate, 12, Black


$45.00


This license plate is in a league all by itself! The exceptional detail is raised off of a 1/8 inch thick base to create a striking 3D effect. The team colors are expertly enameled to make this the perfect collector’s item. The plate is fully cast as a single piece and the plates average over 3 lbs of metal! Perfect for mounting on the wall or a vehicle this is a mush have a true Oakland Raiders f…

Key West Florida License Plate Acrylic Small Fridge Collector's Souvenir Magnet 2 X 1.25


Key West Florida License Plate Acrylic Small Fridge Collector’s Souvenir Magnet 2 X 1.25


$7.45


Here’s a brand new, rare and a hard to find collector’s item: Key West Florida License Plate acrylic rectangular magnet 2″ X 1.25″. These magnets are made of industrial strength acrylic and are neither flexible nor bendable. They are also water resistant but not waterproof and it’s not advisable to keep them in water for prolonged periods of time. These magnets are standard full color and not 3D (…

New York Yankees Collector's License Plate


New York Yankees Collector’s License Plate


$43.46


New York Yankees Collector’s License Plate is great to display at home or work. Measures 11 3/4 inch X 5 13/16 inch and is made of durable zinc construction….

New York Giants NFL Collector's Plate


New York Giants NFL Collector’s Plate


$52.99


Go Half Time New York Giants NFL Collector’s Plate is great to display at work or home and measures 11 3/4 inch X 5 13/16 inch….

Cancun Mexico License Plate Fridge Small Acrylic Collector's Souvenir Magnet 2 X 1.25


Cancun Mexico License Plate Fridge Small Acrylic Collector’s Souvenir Magnet 2 X 1.25


$4.95


Here’s a brand new, rare and a hard to find collector’s item: Cancun Mexico License Plate acrylic rectangular magnet 2″ X 1.25″. These magnets are made of industrial strength acrylic and are neither flexible nor bendable. They are also water resistant but not waterproof and it’s not advisable to keep them in water for prolonged periods of time. These magnets are standard full color and not 3D (tri…







It’s an old joke. Though originally aimed at lawyers, it applies to the debt collection industry as well. if you are negotiating a settlement with a debt collector, beware of one of their favorite whoppers. Here’s how it goes: Let’s say the collector is seeking $5,000 from you on an old credit card debt and, after some discussion, he makes a final settlement offer of 65% if you pay it in one lump sum now. You are pleased to get it done for that price, so. you give the guy a check by phone for $3250, and surmise you should have gone to law school after all.

Then….about a week or so later, you get another call from the same outfit looking for the remaining balance of $1750. You very calmly inform the caller that there must be some kind of mistake: You had a deal to fully settle the case at 65% and you made good on your end with a check by phone.

There’s a chuckle: “We never settle these cases that low.” the voice says. “Do you have anything in writing?”

“You said you’d send me something.”

“I didn’t think so. My notes show no record of an agreement here. Only that you agreed to make an initial payment by phone and would pay the balance by Friday.”

” Friday?”

“Listen. I want you to make good on your promise. Pay the $1750 by Friday, or we’re going to sue you and garnish your wages.”

“But….”

“You’ve got til Friday if you want to avoid a judgment.”…..CLICK

I can’t tell you how many times I’ve heard that story [or one just like it] from new clients. The moral is clear. If they won’t put their promise in writing, BEFORE you pay, it’s a good bet they don’t intend to keep it.

The truth is debt collectors lie.

So, get it in writing before you send money.

William Rose is a Santa Monica Attorney representing consumers exclusively throughout the State of California in credit card related matters, including defending consumers in credit card law suits, negotiating reductions of their credit card debt and enforcing their rights under both the Federal and California Fair Debt Collection Practices Acts. To learn more about Bill Rose and his work, visit http://www.CaliforniaConsumerAdvocate.com or call toll free at 1-877-8Debt Law [1-877-833-2852]

License Plate Collection